Vision: to make the movement and management of money as simple, secure and affordable as possible. Mission: to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient and secure products and services to take control of their financial lives. Its mission and vision statements can be seen below. PayPal is the leading digital payments solutions company, offering a variety of financial services and money management tools for consumers and merchants worldwide. The stock price today provides a substantial margin of safety for investors - PayPal is a deep value fintech play. In addition, the recent crash in the stock puts PayPal at the cheapest valuation multiples since its IPO in 2015. However, PayPal has strong brand and network effect moats that should protect the company from the competition. Furthermore, competition from other neobanks and digital wallets is heating up, which may add further pressure in terms of growth. However, growth is decelerating quickly due to tough YoY comps and a challenging macro environment. The launch of the SuperApp and management's shift in strategy to focus on engagement will also be key as PayPal looks to drive meaningful ARPU from this digital wallet trend. The bull thesis for PayPal is the increasing adoption of digital wallets and PayPal is at the forefront of this shift due to its enormous ecosystem of consumers and merchants. JasonDoiy/iStock Unreleased via Getty Images Investment Thesis This is a deep dive on PayPal ( NASDAQ: PYPL ). I have been digging deep in the fintech industry lately as I believe it is one of the most exciting battlegrounds for the next few decades, and PayPal is a must-read for fintech investors, given that it pioneered online payments more than 20 years ago.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |